Insights
Future-looking.
Forward thinking.
We’ve got you covered with trends and industry-leading perspectives.
We think forward
Explore industry insights and perspectives.
Article/Blog
When everyone can code: How AI breaks traditional software security
AI is making code creation ubiquitous, reshaping software governance and enterprise security risk.

Guest Blog
When digital banking and financial empowerment work together
Lumination 2026 partner insights
Article/Blog
Banking the Unbanked Population: Building Financial Inclusion Through Fintech
As COVID swept across the globe in the past year, decimating world economies, economic inequality issues came to the forefront of social and political discussion. While most of the focus was on racial and gender-based wealth gaps and income inequality, financial inclusion is an equally important issue. Financial inclusion is the equitable access for individuals…

Article/Blog
Gen Z: Everything They Need Your Banking Platform to Deliver On
They’ve just voted in their first election and now Generation Z is assessing the candidates for their bank or credit union. Securing their business will take more than repackaging the products financial institutions offered to baby boomers and millennials before them. Characteristics of Gen Z include a heavy use of digital platforms, and they define…

Article/Blog
Third-Party Vendor or In-House IT: What’s Best for Your Digital Banking Platform Security?
Research from the Financial Brand found that nearly 70% of adults in the U.S. are regular users of mobile banking apps. Banks and credit unions know that a digital banking app is a non-negotiable to keep up with users’ evolving banking preferences. But not just any banking app will do. Users expect advanced features, and they’re…
Article/Blog
What Your App Ratings are Telling You About Member Happiness
Ratings are among the most significant factors customers weigh when deciding whether to download a bank or credit union’s mobile app. Still, app ratings play an equally significant role in ongoing member happiness. With banking app technology on the rise, reviews and ratings matter more than ever. All financial institutions should view their app ratings as a…
Article/Blog
6 Signs Your Banking App Is Stuck In the Past
There’s an undeniable satisfaction while standing at the doors of your institution in the morning and enjoying the sight of all those immaculately clean, gleaming surfaces. Yet, an increasing number of your customers don’t see those surfaces — for them, the “front door” of your institution is its banking software. Evaluating your banking app’s readiness…

Article/Blog
4 Questions Financial Institutions Should Ask When Shifting To a Digital-First Approach
The availability of digital and mobile experiences in financial services is nothing new, as the use of a smartphone for mobile banking continues to rise. According to Statista, there are 57 million mobile banking users in the US, representing just over 20% of all smartphone users in the US. While banks have already been shifting away from providing services…

With a platform that is always on, we’re ready for the future
Our collective commitment to success means financial institutions grow, employees thrive, and users can better manage their financial health.
Top financial institutions choose the Lumin Platform to accelerate growth and improve financial health.
