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Driving double-digit engagement growth

Digital engagement has become one of the strongest predictors of long-term financial institution growth. Highly engaged digital banking users have a 95% annual retention rate, and with many institutions spending $800 or more to acquire a single new customer or member, the economics of engagement are critical to sustained profitability. That’s why we set out…

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Metrics that matter when evaluating your digital banking platform

Digital banking has become the dominant way consumers manage their financial lives, with recent surveys showing that a majority of U.S. bank customers now use mobile and online channels as their primary methods for everyday banking. According to the American Bankers Association’s 2025 consumer survey, 54% of customers use mobile apps most often to manage…

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With a platform that is always on, we’re ready for the future

Our collective commitment to success means financial institutions grow, employees thrive, and users can better manage their financial health.

Top financial institutions choose the Lumin Platform to accelerate growth and improve financial health.

See it in action. Contact our team of experts to see how we can help you exceed your growth goals and increase efficiency.