Insights
Future-looking.
Forward thinking.
We’ve got you covered with trends and industry-leading perspectives.
We think forward
Explore industry insights and perspectives.

Article/Blog
Driving double-digit engagement growth
Digital engagement has become one of the strongest predictors of long-term financial institution growth. Highly engaged digital banking users have a 95% annual retention rate, and with many institutions spending $800 or more to acquire a single new customer or member, the economics of engagement are critical to sustained profitability. That’s why we set out…
Article/Blog
Metrics that matter when evaluating your digital banking platform
Digital banking has become the dominant way consumers manage their financial lives, with recent surveys showing that a majority of U.S. bank customers now use mobile and online channels as their primary methods for everyday banking. According to the American Bankers Association’s 2025 consumer survey, 54% of customers use mobile apps most often to manage…

With a platform that is always on, we’re ready for the future
Our collective commitment to success means financial institutions grow, employees thrive, and users can better manage their financial health.
Top financial institutions choose the Lumin Platform to accelerate growth and improve financial health.
