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Article/Blog
When everyone can code: How AI breaks traditional software security
AI is making code creation ubiquitous, reshaping software governance and enterprise security risk.

Guest Blog
When digital banking and financial empowerment work together
Lumination 2026 partner insights
Article/Blog
The Top Reasons for Avoiding Digital Transformation and Why Credit Unions Should Do It Anyway
Digital transformation in banking is a top goal, but obstacles limit adoption rates. Transformation roadblocks include legacy systems and implementation costs. Likewise, leadership may question the timing of digital initiatives. While these concerns are valid, forgoing digital expansion may pose a greater threat. Learn about the challenges banks and credit unions face, then discover how…

Article/Blog
3 Common Misconceptions About Cloud Technology Solutions
Cloud technology is an already trending business initiative now exacerbated by the global pandemic. According to a report by Gartner, the cloud technology solutions market is forecasted to reach $364 Billion in 2022, up from $242.6 Billion in 2019. Ninety percent of enterprises expect cloud usage to exceed prior plans due to COVID-19. Further, 61% of organizations plan…
Article/Blog
Do Older Generations Actually Prefer to Bank in Person?
Consumers have long been enjoying digital banking. According to data compiled by Comscore and reported in Business of Apps, personal finance and banking are the No. 1 and No. 3 fastest-growing categories, respectively, of mobile app usage. Users of banks and credit unions clearly understand the value in managing their finances on the go. But we’ve also…

Article/Blog
How to Foster Community Through Your Bank’s Digital Experience
Your users are the lifeblood of your financial institution. They choose local banking services because of the institution’s investment in the region. Unfortunately, community-building goals stagnate when in-person visits decrease. Yet, there are steps you can take to infuse the human touch into online interactions. Moreover, taking these steps helps your bank or credit union deliver…

Article/Blog
Gen Z vs. Millennials and Baby Boomers When it Comes to How They Bank
How do financial institutions meet the needs of Gen Z, millennials and baby boomers when each is apparently so far apart? One solution is not to believe the hype. Although each of these three sizable generations brings a different backstory to banks and credit unions, they are all looking for much of the same thing —…

Article/Blog
5 Stats That Highlight the Importance of a Reliable Online Banking User Experience
Your users’ expectations of your digital capabilities are growing bigger, faster and stronger every day. According to consumer research by Salesforce.com, 80% of consumers say the digital experience your institution provides is just as important as its products or services. It’s also multi-generational — demand is not exclusive to the younger generations. A Zelle study showed that…

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