Insights
Future-looking.
Forward thinking.
We’ve got you covered with trends and industry-leading perspectives.
We think forward
Explore industry insights and perspectives.
Article/Blog
Elevating digital banking from cost center to value driver
AI is making code creation ubiquitous, reshaping software governance and enterprise security risk.
Article/Blog
When everyone can code: How AI breaks traditional software security
AI is making code creation ubiquitous, reshaping software governance and enterprise security risk.
Article/Blog
A Conversation with Kelley Michalik, Lumin Digital’s New Chief Marketing Officer
Kelley Michalik, chief marketing officer, recently joined Lumin Digital as a member of the senior leadership team. Kelley is a seasoned B2B SaaS marketing leader with a strong track record in brand marketing, product marketing, demand generation, and go-to-market strategies. She lives with her husband and three children in Chicago, Illinois. Much of their free time is spent watching them do what they love at dance competitions, travel baseball, and football games.

Article/Blog
2024 Credit Union Trends: What to Expect Looking Forward
The landscape within the banking industry is rapidly changing for credit unions in 2024. Traditionally hailed for their exceptional customer service, credit unions are facing increased competition from banks keen on expanding their services to maintain or enhance market share. The days of relying solely on a reputation for in-person service or serving as the…
Article/Blog
Crafting the Future of Finance: A Comprehensive Guide to Mobile Banking App Development
The landscape of the banking industry is shifting, especially after the pandemic, and the old ways of doing things aren’t cutting it anymore. Mobile banking app development is stepping up as a vital resource, offering a bridge between traditional financial services and the needs of tech-savvy iOS and Android users. This isn’t just a trend;…
Article/Blog
Mastering the Game: Leveraging Analytics in Banking for Competitive Edge
The rise of digital banking platforms marks a significant shift in the financial landscape. With this digital transformation, financial institutions are not just transitioning to online spaces; they’re also amassing vast amounts of raw customer data. This data opens up unprecedented opportunities for understanding customer needs and preferences. In the fintech era, the key to…
Article/Blog
Credit Union Membership Growth Strategies
Credit unions are member-owned financial cooperatives that provide a range of financial services to their members. These cooperatives focus on providing quality services at affordable rates to their members because, unlike traditional banks, they are not-for-profit organizations. They operate on a principle of shared ownership, where each member has a stake in the union’s success.…

Article/Blog
Identity Matters: The Importance of Customer Identification Programs in Banks and Credit Unions
Discover why implementing a robust customer identification program (CIP) helps your financial institution ensure regulatory compliance and enhance customer trust. Whether you’re a large multinational bank or a local community credit union, all financial institutions have one thing in common: they must have a clear picture of who they are doing business with. Established by laws…

With a platform that is always on, we’re ready for the future
Our collective commitment to success means financial institutions grow, employees thrive, and users can better manage their financial health.
Top financial institutions choose the Lumin Platform to accelerate growth and improve financial health.
