Terms of use
Effective Date: October 2, 2025
Lumin Digital, Inc. makes the contents of its websites at https://lumindigital.com and https://www.lumindigital.com (the “Website”) available to provide information about our products and services. All materials on this Website are copyrighted by Lumin Digital, unless otherwise indicated, or used by permission of the copyright holder in accordance with their respective terms and conditions. As such, no materials on this Website may be reproduced, downloaded, disseminated, published, or transferred in any form or by any means, except with the prior written permission of Lumin Digital, or as indicated below:
- The general public may download webpages or other content for their use, consistent with the mission and purpose of Lumin Digital, on computers they operate for the purposes of browsing web pages to learn about our products, services, and our company or to request or schedule a demonstration. This Website is intended for use by employees of financial institutions, vendors, and other business partners in connection with evaluating or engaging with Lumin Digital’s services. It is not intended for consumers seeking access to banking products or services.
Lumin Digital reserves all rights in its trademarks, service marks, logos, and trade dress. You may not use or display any Lumin Digital marks without prior written permission. You may not attempt to reverse engineer, decompile, or otherwise derive the underlying technology of any Lumin Digital products or services demonstrated or described on this Website.
Our Terms of Use do not permit:
- The use of penetration testing or vulnerability testing tools or exploitation scripts against our Website, including tools or techniques that attempt to fraudulently access portions of our Website that are protected from unauthorized access.
- The use of any automated means, including robots, crawlers, or data mining tools, to access or extract information from the Website.
- The introduction of any viruses, malware, or other harmful code.
- Use of this Website for competitive analysis, benchmarking, or to develop competing products or services.
Lumin Digital supports responsible security research and will not pursue legal action against good-faith vulnerability reports disclosed responsibly to [email protected].
Lumin Digital makes commercially reasonable efforts to present accurate and reliable technical information on this Website. Lumin Digital does not endorse, approve, or certify such technical information, nor does it guarantee the accuracy, completeness, efficacy, timeliness, or correct sequencing of such information. No information on this Website constitutes or may be relied upon as professional, financial, legal, compliance, or regulatory advice. Reliance on such information is at your own risk. Use of such information is voluntary, and reliance on it should only be undertaken after an independent review of its accuracy, completeness, efficacy, and timeliness. Reference herein to any specific commercial product, process, or service by trade name, trademark, service mark, manufacturer, or otherwise does not constitute or imply endorsement, recommendation, or favoring by Lumin Digital.
Lumin Digital assumes no responsibility for consequences resulting from use of the information herein or in any respect for the content of such information, including (but not limited to) errors or omissions, the accuracy or reasonableness of factual or scientific assumptions, studies or conclusions, the defamatory nature of statements, ownership of copyright or other intellectual property rights, and the violation of property, privacy, or personal rights of others. Lumin Digital is not responsible for, and expressly disclaims all liability for, damages of any kind arising out of use, reference to, or reliance on such information. No guarantees or warranties, including (but not limited to) any express or implied warranties of merchantability or fitness for a particular use or purpose, are made by Lumin Digital with respect to such information. To the maximum extent permitted by law, Lumin Digital shall not be liable for any indirect, incidental, consequential, special, punitive, or exemplary damages, or for lost profits or revenues, arising out of or in connection with your use of the Website.
If we determine you have or are violating these Terms of Use, we reserve the right to remove your ability to access this Website and its contents, without prior notice. If we determine you have or are attempting to breach the security of this Website, we reserve the right to report such activity and any logs thereof to network operators and appropriate law enforcement authorities. In addition, Lumin Digital reserves the right to seek injunctive relief to prevent or curtail any unauthorized use of its Website, trademarks, or intellectual property.
This Website may include links to third-party websites or resources. These links are provided for convenience only and, unless expressly stated, do not imply any partnership or sponsorship. Lumin Digital does not control, endorse, or assume responsibility for any third-party content, products, or services. Your use of third-party sites is at your own risk.
These Terms of Use will be governed by the laws of the State of California, without regard to conflict of law principles. Any disputes will be resolved exclusively in the state or federal courts located in Contra Costa County, California.
We reserve the right to update these Terms of Use at any time, for any reason. When we make updates to terms, we will post those updates on this Website. Your continued use of this Website constitutes acceptance of the latest posted Terms of Use, including its latest changes. If you do not agree to these terms or wish to rescind your acceptance of them, you may do so at any time by ceasing all use of this Website.
If you have questions, concerns, or comments regarding our Terms of Use, or if you are a copyright holder of materials on this Website and wish to make an infringement claim regarding their use herein, please contact us via telephone at 833.33LUMIN or via email at [email protected].