Category: Data & Analytics
Go beyond: The power of data & analytics
Data and analytics are crucial for banks and credit unions to remain competitive and drive growth in the digital age. Financial institutions face the challenge of effectively managing and utilizing the vast amounts of data they collect. While larger banks may have the resources to leverage advanced analytics, many smaller institutions struggle with data management…
Lumin Analytics
Lumin Analytics enhances data analysis with real-time streaming and machine learning integrated into a cloud-native banking platform. This optional digital platform enables financial institutions to make data-driven decisions, reduce costs, and foster growth. Key features include real-time data streaming, continuously updated pre-built dashboards, customizable reporting, advanced forecasting, automated actionable insights, extensive user training, and more.
Metrics that matter when evaluating your digital banking platform
Data from the 2023 Forbes Advisor U.S. Consumer Banking Statistics study quantifies what we intuitively know to be true; the importance of digital banking as a part of the financial institutions’ offering is on the rise, with 78% of Americans now preferring to do their banking via mobile app. The rise of the neobanks further underscores the…
The 6 essential questions to ask when evaluating a digital banking provider
The best digital banking solutions enhance consumer experiences and loyalty, drive growth and ROI, and help the financial institution stay competitive with other financial institutions vying for the same consumers, including giant commercial banks, community banks, credit unions, and neobanks. A recent survey with the American Bankers Association shows that mobile app banking is the…
Mastering the Game: Leveraging Analytics in Banking for Competitive Edge
The rise of digital banking platforms marks a significant shift in the financial landscape. With this digital transformation, financial institutions are not just transitioning to online spaces; they’re also amassing vast amounts of raw customer data. This data opens up unprecedented opportunities for understanding customer needs and preferences. In the fintech era, the key to…
Analytics: The Secret to Navigating Your FI’s Digital Banking Solution
Discover how analytics can be the compass to maximizing the potential of your bank or credit union’s digital banking solution. As customers increasingly make digital their preferred banking method, financial institutions are faced with a critical question: How can they maximize the potential of their digital banking platform to stay ahead of the competition? The…
Go Beyond: The Power of Data + Analytics for Banks and Credit Unions
Today’s banks and credit unions have just survived the massive shift towards digital-first strategies. While this transition has undoubtedly solved many challenges, it has also created a new one: how to keep up with and use the data at their disposal. Even with the tools and technology available today, many financial institutions are still hamstrung…
Power Your FIs Success with Predictive Analytics
Discover how banks and credit unions are harnessing the power of predictive analytics to transform their data deluge into information gold. In the age of big data, financial institutions are flooded with vast amounts of information daily. From customers to businesses, data is pumping into banks and credit unions like a firehouse of information that…
A Roadmap to Predictive Analytics Tools in Digital Banking
Banks and credit unions are not only repositories of money, but of business and consumer data. Predictive analytics tools help your organization more effectively use your data to enhance business decisions, gain competitive advantages, improve satisfaction and fortify user loyalty by personalizing their experiences. Regarding user satisfaction, McKinsey indicates that U.S. retail banking end users’…
Why Data Is Your Best Asset When It Comes To Smart Digital Banking Solutions
Your financial institution’s plans, and your ability to deliver on them, are only as good as the data you’re using to make decisions. Banks and credit unions are no strangers to using “big data” to forecast revenues and operational needs. However, many are missing out on one of the most valuable uses for the millions…