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Lumin Digital Partners with Chimney to Revolutionize the  Digital Banking Experience for Homeowners

June 18, 2025

San Ramon, Calif. — June 18, 2025 — Leading cloud-native digital banking provider Lumin Digital (Lumin) today announced its partnership with Chimney, an award-winning fintech that allows financial institutions to engage homeowners and generate home loans directly within online banking. The partnership will bring Chimney’s solution, MyHomeTracker, to financial institutions using Lumin’s digital banking platform, allowing their users to track home value, see available borrowing power, access financial education on homeownership, and receive personalized loan offers – all directly inside their mobile and desktop banking app.

Many banking apps lack basic homeownership information, forcing homeowners to resort to a fragmented and confusing process in which they must piece together key information like home value and available equity from third-party sites. However, Lumin Digital’s innovative, customizable, and scalable digital banking platform easily integrates with MyHomeTracker, enabling financial institutions to provide homeowners with these essential insights as a part of a unified and intuitive digital experience. 

“We’re thrilled to be working with Chimney to enhance the digital banking experience for both current and future homeowners,” said Sean Weadock, Chief Product Officer at Lumin Digital. “Integrating Chimney’s MyHomeTracker solution into our digital banking platform empowers users with valuable insights about their home while also delivering personalized financial education and offers, all seamlessly within their digital banking experience.”

BCU, a purpose-driven credit union with over $6 billion in assets, is the first to launch the integrated MyHomeTracker solution on Lumin Digital’s platform. This innovative tool will be available directly to its more than 360,000 members across the U.S. and Puerto Rico. 

“Our success is measured by empowering members to achieve their goal, and that includes how they manage their most important asset — their home,” said Bhavna Guglani, Chief Digital Officer at BCU. “Chimney’s MyHomeTracker stood out because it’s simple, actionable, and deeply integrated with how our members already use our digital banking app today. Chimney is delivering a cross-functional tool that benefits multiple departments from the digital and real estate teams, to marketing and member service teams.”

With data covering 98% of the residential U.S., including hundreds of millions of properties and billions of records, MyHomeTracker enables Lumin Digital’s clients to provide homeowners with an even more personalized digital banking experience.

“We believe in products that are beautifully designed, easy to use, and simple to understand,” said Chimney Co-founder, Chase Neinken. “MyHomeTracker is not just built to drive digital engagement; Chimney’s goal is to turn digital banking into the #1 source for home loans. By combining Lumin Digital’s cutting-edge platform with Chimney’s innovative solutions, we are raising the expectations for digital banking experiences everywhere, and helping financial institutions build deeper, more meaningful relationships with their clients.” 

About Chimney
New York-based Chimney delivers modern, interactive tools that help banks and credit unions compete for wallet share in a digital-first world. Winner of the FinovateSpring 2021 Best of Show and FinovateFall 2023 Best of Show, Chimney’s solutions are built for the digital age – designed to engage and win loans, capture better customer data and move leads faster. That’s why the company is trusted by over 150+ financial institutions nationwide, including several top banks and credit unions by asset size. For more information, visit www.chimney.io.

About Lumin Digital
Lumin Digital is the leading, future-ready digital banking solution powering remarkable growth for financial institutions across the United States. Combining innovation, data, and speed, Lumin’s disruption-proof platform was born in the cloud to stay ahead of the evolving expectations of retail and business banking users. With Lumin Digital’s unique approach, our clients innovate and scale at their own pace, optimize digital banking ROI, and create a strong digital relationship with their customers. For more information, visit lumindigital.com.

About BCU
BCU is a not-for-profit, member-owned credit union that is fiercely dedicated to Empowering People To Discover Financial Freedom. With over $6B in assets, BCU is committed to providing a fast, easy, and secure banking experience along with extraordinary service to more than 360,000 members. The BCU field of membership includes employees and their families from Fortune 100 companies across the US and Puerto Rico. Membership is also open to individuals who live or work in Northern Illinois, Southern Wisconsin, and Puerto Rico, as well as subscribers of BCU’s wholly owned Credit Union Service Organization (CUSO), Life. Money. You.®. All BCU members enjoy lifetime access to financial services and well-being programs that inspire confidence through the brand promise “Here Today For Your Tomorrow.” To learn more about how we can help you realize your financial dreams, visit BCU.org.

Press Contact
Brigid Richelieu
Director of Communications, Lumin Digital
[email protected]

Olivia Knecht
Clarity for Lumin Digital
[email protected]