Digital Account Opening
Swipe. Tap.
Add Account.
Effortlessly increase account openings.
Today’s consumer expects bank account opening to be a secure, fast, and digital-first process.
Effortlessly increase account openings with our secure and modern Digital Account Opening solution
Exceed expectations with a digital-first experience that delivers a stellar first impression that reflects your brand values and assures applicants they are joining a top-tier institution. Your financial institution can configure workflows and automate alerts for applications that require a second look to prevent fraud before it happens.
Deposit Products
Fast & mobile-first
Allow new users the opportunity to quickly open retail accounts across savings, checking, and CDs.
Increase conversion of new account products by enabling digital account opening solutions that allow your users to convert within minutes—wherever they are.
Fraud Checks
Comprehensive & secure
Protect your institution from potential fraud in account opening through ID scans, liveness checks, Know Your Customer (KYC), and credit checks based on your financial institution’s decision logic and risk tolerance for account opening.
App Configuration and Processing
Flexible & custom
Application configuration that optimizes applications for new digital accounts submitted through digital banking in real time that processes and approves applications. Optimize the application flow to meet your institution’s needs and empower new users to complete applications within minutes and access their new accounts immediately upon completion.
Onboarding to Digital Banking
Automated & seamless
Upon application completion, approved new users automatically enter digital banking onboarding, where they can learn about features, adopt more products, and begin transacting with their new accounts immediately. Further engage with new users through onboarding with automated marketing campaigns or gamification via Lumin’s LevelUp experience.
[Lumin’s Digital Account Opening] is a very seamless experience for members and I love that it is the same look and feel as digital banking.
Lindsay McCall
Chief Operations Officer, Consumers Credit Union
Client Experience
Building for tomorrow’s expectations
As digital experiences and user expectations evolve, we partner with our clients to develop what’s next. From gaining insights from consumer interactions to listening to client feedback to applying learnings across our platform, our approach is based on continuous improvement and partnership—keeping our clients at the forefront of change.