Commercial banking
Tap. Scroll. Fund.
Grow with your users.
Cash flow is critical to organizations large and small. Businesses seek mobile-first, future-ready financial solutions to enable growth and protect their investments.
Enable growth and increase productivity for your business users like never before with our mobile-first Commercial Banking solutions.
Businesses require modern banking solutions that enable them to ensure easy, safe, and seamless cash flow in and out of their organization. Whether automating complex processes, preventing fraud, or offering various money movement options, businesses need to stay connected to their cash—on their own terms.
Business Account Management
Simple and secure
Businesses large and small are focused on hitting ambitious financial goals, driving efficiency in operations to keep costs at a minimum, and protecting their investments as they scale and grow. We make it easy for you to help your commercial users streamline financial operations so they can focus on growing with you as a trusted banking partner by their side.
Instant online registration
Users can self-register their businesses instantly without the need for manual help from your institution.
Entitlements
Enable the primary digital banking user at the business to determine when, how, and which features sub-users are able to access within digital banking.
Risk mitigation tools
Protect your business users with a robust set of tools to help them mitigate risk and fraud:
- Transaction limits
Business owners can set limits on transaction amounts to limit employees’ transfer capabilities to better manage cash outflow. - Pre-funding for ACH and wires
ACH pre-funding enables financial institution administrators to choose which accounts require pre-funding when an ACH template has been approved by the financial institution. - Balance checks for ACH
Business owners can remain at ease knowing their accounts can be checked for available balance before outgoing ACH payments are initiated. ACH templates and scheduled transfers will not be processed against accounts with insufficient funds, keeping business owners safe from overextending their accounts.
Credit card portfolio management
Empower businesses to centrally manage credit cards with set permissions for employees, including transaction limits based on roles.
Custom reports
Increase visibility and glean insights across the business on users’ digital banking activities to better understand cash flow and who is making transfers.
Data exports
Export data in various formats such as Quicken, Quickbooks, .cvs, and BAI-2 output support to reconcile the books however the business manages accounting.
Client experience
Building for tomorrow’s expectations
As digital experiences and user expectations evolve, we partner with clients to develop what’s next. From gaining insights from interactions to listening to client feedback to applying learnings across our platform, our approach is based on continuous improvement and partnership—keeping our clients at the forefront of change.